Merchant Compliance Management Solution

PCI DSS Standard

The Payment Card Industry Data Security Standard (PCI DSS) is a worldwide information security standard defined by the Payment Card Industry Security Standards Council. The standard was created to help organizations that process card payments prevent credit card fraud through increased controls around data and its exposure to compromise. The standard applies to all organizations which hold, process, or exchange cardholder information from any card branded with the logo of one of the card brands.

How is it enforced?

Enforcement of compliance is managed by the bodies holding relationships with the in-scope organizations. Thus, for organizations processing Visa or MasterCard transactions, compliance is enforced by the organization's acquirer.

How does it affect Merchants?

The PCI DSS must be met by all organizations (merchants and service providers) that transmit, process or store payment card data. The PCI DSS (sometimes referred to as a compliance standard) is not a law. It is a contractual obligation applied and enforced directly by the payment providers themselves by means of fines or other restrictions.

What does all this mean?

To put it simply, the acquirers are responsible for maintaining the Merchant Compliance program that tracks Merchants compliance according to PCI DSS. It is the acquirer who is ultimately responsible and liable to the payment brands for the Merchants compliance.

Our solution...

VOC-Solutions offers a simple and integrated way of maintaining compliance information. Our approach is to provide simple, easy and automated environment that has all relevant and necessary information on PCI DSS standard and requirements for merchants to certify against the standard, and for Acquirer to report on the status of merchant compliance. Solution is based on secure Internet technologies and can be easily accessed.


Our solution provides the acquirer with easy and fast access to all relevant documentation on merchant certification.

Also in our solution:
  • Simple Management of merchant certification which provides full control and overview of certification process
  • Prioritized Approach overview
  • Customizable automated notifications on critical events through e-mail
  • Customization of reporting according to specifications of acquirer
  • Configurable Help system for Self Assessment Questionnaires
  • Multiple different layout stiles for Self Assessment Questionnaires
  • Customized graphical designe of web interfaces to fit Acquirer's Business designe

Merchants ...

Our approach to Merchants is to provide simplicity in completing Certification.

Our solution also offers:

  • Real time notification on current status of Certification against PCI DSS
  • Easily accessible PDF of completed Self-Assessment Questionnaires
  • Video tutorials which explain and demonstrate certification process
  • Help system which is available in every requirement for each question
Would you like to test our solution?

If you feel that our system could meet your requirements, please do not hesitate ti contact us. On your request we can supply you with two test accounts, one as a merchant and the other as an acquire. With these you can experience all functionalities of our solution.

To obtain the test accounts, please contact us on e-mail address, and we will contact you to set the test accounts up.